

About XTM Inc
We acquired, developed, and integrated solutions for businesses of every size, including Challenger Banks, Credit Unions, Consumers & Governments. Our goal is to disrupt traditional banking with our white labeled mobile wallet, branded Visa and Mastercard solutions, and refined platform.
We created a targeted customer acquisition strategy that is quick & economic. Our most important weapon is establishing relationships with connected communities already segmented by industry, trade, or customer type. We work to de-clutter the financial complexities of your business.

Corporate Presentation
CSE:PAID
OTCQB:XTMIF

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Get To Know XTM Inc

The Today Card
Instant pay means better cash flow for everyday and unexpected expenses. Get earnings instantly, paid to a Today prepaid Mastercard. Check your balance on your mobile device. Spend your money anywhere and everywhere Mastercard is accepted
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Hospitality
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Free To the Business
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Near Free To The User
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Cashless tips & earning Distribution


POS Integration
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Seamless Real-time Money Handling
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Access to 1000's of restaurants
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Friction-less Adoption & On-boarding
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International Potential With Remote Setup
Overview
We are a global card issuer and real-time payment specialist providing our technology to businesses to automate and expedite worker payouts that can also eliminate cash. XTM integrates businesses to a payment ecosystem that is coupled with a free mobile app and a Visa or Mastercard debit card with free banking features. These are the products XTM Inc Offers.
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The Today Card
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Tipstoday
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The Vert Program

The Vert Program
A New Way To Get Your Credit Back on Track!
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Get approved Instantly
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Track Your Progress
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Build Payment History & Credit
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No Cash Security Required

Management

Marilyn Shaffer - CEO
Marilyn Schaffer is a serial entrepreneur building her reputation by building the businesses and reputations of others. She founded NEO Communications in the early 2000s and was later acquired by Omnicom (NYSE: OMC). She stayed on at Omnicom until she earned 100% of her earn-out then moved on to fund and start a few other ventures then XTM Inc.

Chad Arthur - CTO
Chad Arthur has over 10 years of engineering and product experience. He has worked with several fortune 500 and silicon valley companies. Chad was one the first 6 hires at Payfare where he headed up the Mobile Development team. Under his leadership he launched the Uber driver Payfare app providing instant payments to Uber drivers


Paul Dowdall - CFO
Jocelynn Hawkins - SVP Product
Jocelynn Hawkins has over 25 years of experience with Credit Unions in Alberta & BC – focused on retail banking, insurance and operations. Jocelynn has led at an executive level with teams over 100 people over multiple areas. For the last three years, she's worked in FINTEC, managing projects – including the launch of a cash secured credit card program and white labeling consumer loan programs. Jocelynn is also a certified Green Belt in lean philosophies.

Dylan Erlendson - VP Sales
Dylan has spent his whole career in hospitality. A graduate of Culinary School, and of Hospitality Management. He worked his way up through the ranks all the way to Maître'D of a large hospitality group in North America. He's opened many restaurant concepts from Toronto to Miami including some of our city and countries best. As someone who’s worked in the trenches with waiters, servers, chefs and support staff, he understands the need for on demand pay and a cashless solution.

Keeya Nunes - VP Brand & Marketing
Founder of her own brand and design studio in 2015, Keeya gained the attention of CEO Marilyn Schaffer and decided to join as Art Director. She maintained her entrepreneurial attitude, viewing the company as her own to contribute to. In her over 10 years of sales experience as she built her creative career, she learned how to speak to customers about a product’s features and benefits to make sure they went home with whatever she was selling. Now she channels that into marketing XTM, through visual story telling and strategic messaging. Her ability to pack meaningful content and ideas into eye-catching aesthetic packages has built the brand into what it is today.
Independent Directors

Cameron Chell - Chairman
Mr. Chell is the CEO of Business Instincts Group, a Venture Creation Services Firm whose focus is building high-tech startups. Cameron has founded and been at the helm of 10 different companies and presently is Non-Executive Chairman for ICOX Innovations, Inc. (which he founded in 2010), Chairman & Secretary at Ryde Holding, Inc., Chairman at TruTrace Technologies, Inc. (which he founded in 2011), Chairman & Chief Executive Officer at Pounce Technologies, Inc. (which he founded in 2007), Chairman & Chief Executive Officer for Draganfly, Inc., Chairman & Secretary at Wenn Digital, Inc., Chief Executive Officer & Tax Director at Business Instincts Group, Inc. (which he founded in 2009), Chief Executive Officer of Trace Live Network, Inc. (which he founded in 2014) and Chief Financial Officer & Director at Trax One, Inc.

Paul Haber - Director & Chair of Audit Committee
Mr. Haber has been involved in the capital markets for over 25 years as an investor and entrepreneur having founded two merchant banks, an oil company and a technology firm. He is a firm believer in the entrepreneurial spirit and actively seeks to help other founders. Mr. Haber started his career with Coopers & Lybrand (now PricewaterhouseCoppers LLP). He is both a Chartered Accountant and a Certified Public Accountant, with an Honours Bachelors of Arts Degree in Management from the University of Toronto. Mr. Haber was also awarded his Chartered Director designation from the DeGroote School of Business in partnership with the Conference Board of Canada.

Accomplishments
2020 Completed
Launched Today program for delivery with first large
delivery client Dominos Pizza.
Expanded Delivery, Hospitality and Salons for a combined total in excess of 900+ locations
Began collecting sign-ups for launch of Vert Visa Credit
Card to Provide the Newly-Banked and Underbanked
Access to Unsecured Credit
Partnered with NetCents, Liquid Avatar, KABN, DeliverPlus
Launch 2.0 Platform, highly scalable and API driven
For 2021
US launch with Today Program Jan 2021
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Full rollout of credit and overdraft offerings
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New API integrations including time and attendance and
POS platforms
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Expand Today program to golf courses, private clubs and
wedding/event venues
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Monetize data and client base with new revenue
generating partnerships